SSAS

Find out more about the our Small Self-Administered Schemes (SSAS)

Three generations of the same family laughing together

What is a SSAS?

A Small Self-Administered Scheme (SSAS) is an employer sponsored 'defined contribution pension scheme' limited to 11 members, often the owner, directors and family members who are employees.

SSAS benefits

  • Members are appointed trustees and have control and flexibility over the pension scheme’s assets and investment choices
  • A greater range of investments is permitted and it has fewer administrative requirements than other occupational schemes
  • No CGT when disposing of investments in the SSAS
  • Ability to make a loan back to the employer
  • Purchase the business property and lease it back to the company on commercial terms
  • Benefits at retirement may be provided as income and/or a tax-free cash lump sum

The Walker Crips SSAS

At Walker Crips Pensions, our team will work with you directly or alongside your adviser, to arrange and manage your SSAS. You set your goals for your SSAS, you decide what you wish your SSAS to invest in, and we will help support you in the process.

The Walker Crips SSAS allows flexibility, tax efficiency and control over your investments; with a range of options for investing the pension fund into your business. We provide guidance to you to help ensure your SSAS stays within HM Revenue & Customs (HMRC) rules. This may include contribution limits, how the pension savings are allocated to the members, how the funds are invested, and what benefits can be paid.

When switching to our SSAS, our team will help make the process as simple and as straightforward as possible.

Why choose the Walker Crips SSAS?

Our clients gain direct access to a dedicated Consultant and Administrator; meaning you will have direct contact with the actual individuals assigned to your SSAS by phone, email, and in-person at our offices in York.

Should you have any questions or require further information, please call us on 01904 544312, email ssas@wcgplc.co.uk or request a call back.